PERSONAL COVERAGE
OFTEN-OVERLOOKED INSURANCE NEEDS
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PERSONAL COVERAGE
OFTEN-OVERLOOKED INSURANCE NEEDS
Often Overlooked Insurance Needs
These case studies tell the stories of often-overlooked insurance coverages.
You may have needs you aren't aware of, and it's best to talk to your Westfield
agent to make sure you have the protection you need.
INSURE TO VALUE
1.
![]() Standing outside what was left of our house, we knew we’d have to rebuild. What we didn’t know was how the improvements that we recently made affected our home insurance...
WATER BACKUP
2.
![]() I had never seen it rain so hard before. Water was surging in our street and the storm sewers were quickly overwhelmed. I was afraid to look in my basement…
PREMISES LIABILITY
3.
![]() A neighborhood child strayed into my yard and was injured when she fell off our swing. I feel terrible, and now I’m concerned if I have coverage for this type of event…
MOST EXPENSIVE CARS TO INSURE
4.
![]() My vehicle lease was expiring, and I had been dreaming of that new SUV…
RENTAL CARS
5.
![]() We were traveling in a rental car while on vacation, and we got in an accident. I found out that I was not as covered with my insurance as I needed to be.
CUSTOMIZED CARS
6.
![]() She’s my baby, my pride and joy. I wonder if my coverage is adequate...
GETTING MARRIED: SCHEDULING RINGS
7.
![]() It was the ring of her dreams. My fiancé was devastated when she noticed the diamond had fallen out of its setting. But we were covered under the warranty from the jeweler, right?
GETTING MARRIED: WEDDING RECEPTION
8.
![]() It was my daughter’s big day, and we wanted everything to be perfect.
KIDS GOING TO COLLEGE: ARE THEY COVERED?
9.
![]() My son, while living on campus, had several valuable items stolen. Is he covered under our existing homeowner’s policy?
VALUABLE POSSESSIONS: PERSONAL PROPERTY
10.
![]() My daughter plays clarinet in the school orchestra. She’s quite serious about her playing, so we bought her the best clarinet we could afford - and she loved it, until it fell out of the case, hit the floor and shattered.
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