BUSINESS COVERAGE RISK CONTROL

Proven Risk Control

Our risk control services result in proven loss reductions for our customers. We work with business owners to determine ways to help identify sources of loss - and minimize loss costs. Risk control services are tailored for the needs of the business.

Westfield Risk Control Services:

Conduct site visits
Identify hazards
Recommend ways to reduce or eliminate hazards
Assist with regulatory reviews
Develop and evaluate safety programs
Develop customized training
Provide access to video library
Help analyze loss reports

Review your sprinkler system
Review machine guarding procedures
Review fleet safety program
Assess ergonomics
Implement subcontractor controls
Develop self-inspection programs
Build procedures to investigate accidents and incidents
Provide commercial property valuations

Practical Risk Control Resources

Health and Safety Training Resources - Discount Prices through Summit Training

Through our partnership with Summit Training Source, Westfield is able to offer you special pricing on health and safety training programs. Click the link above for details.

Driver's Accident Report

The Driver's Accident Report is designed to assist your drivers in collecting appropriate information in the event of a vehicle accident. This information can be used to support your company and Westfield in better managing and evaluating claims to control cost and limit future occurrences. For best results, double side print so that both pages are on one sheet of paper. Fold the sheet in half lengthwise to create a report form that can be easily stored in the glove box or other area of the vehicle.

Driver's Accident Report (PDF)

Fire Impairment

Fire Impairment Checklist (PDF)

Fleet Management

Management System for Controlling Fleet Losses (PDF)
Fleet Management Forms (PDF)
Personal Use of a Company Owned Vehicle - Sample Policy (PDF)
Personal Vehicle on Company Business - Sample Policy (PDF)

Insights on Risk Management

These insights on risk management were provided by Westfield Insurance for Smart Business magazine.

Certificates of insurance: Protection from increased liability (PDF)
Road rules: Avoiding negligent entrustment of company vehicles (PDF)
Don't dial and drive: It's a dangerous combination (PDF)
Know the score: The value of premium value statements (PDF)
Protect your business: Customize BOPs to meet all your insurance needs (PDF)
Multiple Choice: How independent insurance agents help you choose the best business insurance (PDF)
Limiting loss at your doorstep: The role of reinsurance in the insurance industry and how it affects your business (PDF)
Cut Comp Costs: Factors that influence workers' compensation expense (PDF)
Intangible Assets: How business income insurance keeps businesses afloat after a loss (PDF)
Safety check-up: Monitoring your organization's health online (PDF)
Cooked books: How to safeguard against internal theft (PDF)
Intelligent contingencies: Planning and preparing for the unexpected increase your chances of survival (PDF)
Partnerships that work: How to establish and maintain vendor relations(PDF)
Low-risk, high-return investment: Custom risk control service pays off (PDF)
Workers' compensation insurance: Protect your most valuable assets - your employees. (PDF)
A premium audit survival guide: Silencing the roar of a corporate audit. (PDF)
Playing it safe to increase profit: Here's how you can teach supervisors to make safety part of your daily operations. (PDF)
Creating a micro culture: How to align departmental and corporate visions (PDF)
February 2006: Safety first: How to change a business's culture to improve safety (PDF)
Managing the medical cost crisis: A workers' compensation story (PDF)

Risk Control Topics

Complacency
Safety Implications of Cell Phone Use in Vehicles
Copper Theft
Excavation Damage Mitigation
'Move Over' Laws
Negligent Entrustment of Company Vehicles

*This information is intended as a guideline to be used in conjunction with other loss control resources. It does not represent legal advice and does not amend the terms, conditions or coverage of your insurance policy. This information has been obtained from resources believed to be reliable, but Westfield Insurance cannot guarantee its reliability and does not assume liability for the information or suggestions presented.